“Modernisation and reform required for hull claims”, argues Chairman of the Association of Average Adjusters

May 14, 2026

At its Annual Conference at Lloyd’s of London this week, Chairman of the Association of Average Adjusters , Chris Kilbee, called for a reform of longstanding hull insurance practices.

Drawing on nearly five decades of experience across Asian markets, he highlighted the continued global strength of the UK 1983 Institute Time Clauses – Hulls (ITC). Although widely regarded as a benchmark for clarity and practicality, Kilbee argued that some important elements and application of these clauses were now outdated and no longer aligned with the realities of modern shipping and the overall product.

He said:

“The mercantile world has changed dramatically. Time is now as critical as cost, yet many claims practices still reflect outdated priorities. The ITC clauses and UK adjusting practice include the restrictive treatment of temporary repairs and overtime, inconsistencies in crew wage allowances and legacy provisions governing underwater inspections and hull painting. In particular there is continued limitation of certain recoveries associated with liner vessels, a distinction that is no longer commercially relevant. While the clauses have been highly successful, they are aging and out-of-step with modern commercial realities and this is contributing to inconsistencies and inefficiencies in claims handling. Perhaps now is the time for a review”.

Kilbee believes there is a role for average adjusters here:

“We are more than technicians producing adjustments – we are integral to the claims process and can contribute meaningfully to improving policy wordings. A closer collaboration between adjusters, insurers and market bodies to modernise hull and loss of hire clauses would be helpful. I encourage our profession to take a more proactive role in shaping the future of marine insurance and ensuring policy frameworks remain fit for purpose in a rapidly changing global industry.”

Kilbee then reported on the status and wellbeing of the Association saying:

“This is our 157^th annual conference which demonstrates not just our longevity, but also our continuing relevance to global shipping and international trade. I am pleased to report a stable membership numbering almost 500 members representing more than 40 nationalities.

The core purpose of the Association remains to promote professional standards and correct principles in the adjustment of marine claims by ensuring, through examination or otherwise, that those entering into membership possess a high level of expertise. I’m delighted to report that over the past year, 33 members have qualified as Associates, three of our existing Associates have become Senior Associates and we also welcome a new Fellow.”

The last 12 months have seen us active across the world including participation at the Association of Average Adjusters in the USA, Canada and the Netherlands. We’ve also attended events and meetings of the International Salvage Union, Lloyd’s Salvage Group, British Maritime Law Association and the London Claims Council.”

Mr Kilbee will step down as Chair at the conclusion of the Annual Dinner today and will pass the office to Stelios Magkanaris who is the current Vice Chairman. Magkanaris is a Fellow of the Association of Average Adjusters, a qualified Chartered Mechanical and Marine Engineer as well as a Licenced Merchant Navy Engineer Officer. He is director and founder of Maradco – a marine adjusting and consultancy firm in Piraeus, Greece. Chris Kilbee will continue his association with the AAA in their management committee.